Skip to content

Financial Services Technology

Technology underpins every aspect of modern financial services, from artificial intelligence and cloud computing to digital assets and digital identity. These technologies are transforming how organisations operate, compete and serve customers across the financial services ecosystem.

We bring together the technology sector, financial services sector and regulators, helping to ensure these innovations are embraced across the ecosystem. We connect industry, government and policymakers, supporting resilience, economic growth and better outcomes for consumers and organisations.

Finance and Fintech hero

Financial services technology is unlocking growth across the UK economy.

Financial services rely on technology at every level, from communications infrastructure and cloud computing to artificial intelligence, blockchain and digital identity. As organisations continue their digital transformation journeys, technology's helping improve processes, strengthen resilience and deliver better services for customers and organisations.

We bring together technology providers, financial institutions, government and regulators, helping to ensure innovation is embraced responsibly and effectively. Through collaboration across the ecosystem, we support investment, growth and the responsible adoption of technology across financial services.

  • Global Context

    Financial institutions worldwide are investing in AI, digital assets, cloud computing and automation to improve efficiency, enhance customer experiences and strengthen operational resilience, creating new opportunities as innovation reshapes how financial services are delivered. At the same time, industry and regulators are working together to ensure this innovation is adopted responsibly, maintaining trust, security and stability across increasingly digital financial systems.

  • UK Strategic Impact

    The UK's financial services sector is one of the country's most important industries and a key driver of economic growth, with technology playing a critical role in maintaining global competitiveness. As the sector continues to evolve, adopting technology responsibly will be essential to supporting innovation, attracting investment and strengthening the UK's position as a global financial centre.

  • Generative AI
    Firms using or assessing generative AI61%
  • Agentic AI
    Firms using or assessing agentic AI42%
  • Global leadership
    World's leading international financial centre#1
  • Digital assets roadmap
    techUK's roadmap for building a UK digital assets economy.2030

Related Events

Related Insights

VIEW ALL

Related Policy Views

VIEW ALL

Related Groups

AI in Financial Services Working Group

Fostering innovation, streamlining operations and moving from foundational concepts to the creation of applications of AI in the Financial Services sector.

Digital Assets Working Group

Focused on the underlying technology shaping the future of financial services

Financial Services Council

The Council provides guidance and direction to the work undertaken across the Programme, its constituent groups and work streams.

Related Members

VIEW ALL

Our Subject Matter Experts

  • James Challinor

    James Challinor

    Head - Financial Services and Payments

    James leads our financial services programme of activity. He works closely with member firms from across the sector to ensure innovation and technology are fully harnessed and embraced by both industry and regulators. Prior to joining us James worked at other business organisations including TheCityUK and the Confederation of British Industry (CBI) in roles focused on supporting the financial & related professional services eco-system, with a particular focus on financial technology and market infrastructure.

  • Lourdes De Miguel

    Lourdes De Miguel

    Junior Programme Manager - Financial Services & SME Engagement

    Lourdes joined techUK in January 2026 as a Junior Programme Manager in the Financial Services and SME Engagement programmes. Lourdes supports the financial service programme’s mission of connecting firms from across the ecosystem to ensure innovation and technology can be fully harnessed by financial services. She also assists the SME team to help members meet, network and collaborate with their peers, industry leaders and customers. Prior to joining techUK, Lourdes gained experience in research, finance, and stakeholder engagement across several organisations. Starting off at Elcano Royal Institute in Brussels, she supported seminar creation and event organization engaging with key policymakers and industry leaders developing an understanding of European policymaking. She later joined Swift, assisting the Industry Engagement team to build connections with Central Banks and other international bodies as well as developing research on macroeconomic topics. Lourdes holds a BA (with honours) in Politics and International Studies from the University of Warwick.