Thank you to all of our 2016 conference speakers
In order of appearance:
Rory Cellan-Jones, Technology Correspondent, BBC
Rory Cellan-Jones has been a reporter for the BBC for more than two decades, covering business and technology stories for much of that time.
His on-screen career began as reporter for Wales Today in Cardiff, from where he moved to London as a reporter on Breakfast Time. He quickly transferred to business coverage, working across the BBC's output from the Money Programme to Newsnight, from the Today programme to the Ten O Clock News. The stories he has covered range from Black Wednesday and the Maxwell trial to the dot com bubble and the rise of Google.
In 2000 he was briefly the BBC's Internet Correspondent before returning to his post as Business and Industry Correspondent after the dot com bubble burst. At the beginning of 2007 he was appointed Technology Correspondent with a brief to expand the BBC's coverage of the impact of the internet on business and society.
He now covers technology for television, radio and the BBC website. He also blogs regularly on "dot rory", the BBC's popular technology blog, named recently as one of the Sunday Times Top 100 blogs, and is a prolific Twitterer - you can follow him at twitter.com/ruskin147. And whenever there is a new gadget or useful website to try, Rory is likely to be experimenting with ways of using the new tools in his journalism.
In 2011, he presented a major series for Radio 4, The Secret History of Social Networking. He is also the author of "Dot Bomb", a critically acclaimed account of Britain's dot com bubble.
Rory studied Modern and Medieval Languages at Jesus College, Cambridge, and worked in Paris and Berlin before entering journalism. He is married with two sons, and lives in Ealing in West London.
David Freud is the Minister of State for Welfare Reform at the Department for Work and Pensions. He was re-appointed in May 2015 and made a member of the Privy Council, having served in this post throughout the previous Coalition Government.
He was appointed the shadow Minister for Welfare Reform in February 2009 and was also a member of the Economic Recovery Council advising the Conservative leader, David Cameron from February 2009 to May 2010.
Between January 2008 and February 2009 he acted as adviser on welfare reform to the UK Government. This followed publication of his independent report in March 2007: “Reducing Dependency, Increasing Opportunity” on the Welfare to Work system.
He was the CEO of The Portland Trust in 2005-2008 and remains a trustee and director of the not-for-profit foundation, whose mission is to encourage peace and stability between Israelis and Palestinians through economic means.
He was Vice Chairman of Investment Banking for UBS and Global Head of Transport/Leisure/Business Services, retiring in 2003. He was responsible for two complex restructurings: Nats in 2003 and the Channel Tunnel Rail Link in 1998. He conducted deals in 19 countries, including floats of Deutsche Post, Autostrade, Eurotunnel, Qantas, easyJet and the Hong Kong metro.
His book “Freud in the City” was published in May 2006 as an insider’s account of what really happened in the City of London through the financial revolution of the late twentieth century.
Prior to his banking career, he was a journalist at the Financial Times for eight years, four of which were spent writing the Lex column.
Maurice joined Payments UK, the trade association for the evolving and growing payments industry, in 2014 as Chief Executive.
Maurice was previously at Barclays Bank (2011- 2014) where he was Global Head of Cash Management, Managing Director and a member of the Corporate Bank Exco with a co-head responsibility for all products. During his career Maurice has also held a number of positions within the industry including Chairman of the IBOS Association, Director of SWIFT UK, CHAPS and on the Payments Council Board (2008-2010).
Maurice started his banking career at Barclays retail bank in the late 1970’s. Three years later he joined The First National Bank of Chicago in London and over a 26 year tenure covered many areas of banking in securities, corporate trust, trade and cash management. During this time Maurice worked through the institutional mergers of First Chicago with NBD, Bank One and finally JP Morgan where, in 2004, he was appointed EMEA Market Manager with responsibility for international cash management services. In 2006 Maurice moved to Deutsche Bank where he was a Managing Director in the Global Transaction Bank, responsible for Cash Management Product Management for EMEA and developed the payments business within the euro area.
Julian was appointed as the director general of Intellect in March 2012 and led its transformation to techUK in November 2013.
Julian has spent over 30 years in the technology industry after an initial spell as a retailer. For 28 years Julian worked at IBM holding various positions in sales and marketing working with IBM clients across retail, distribution and public sector organisations in UK, Europe and Worldwide. His last two roles at IBM were as vice president of Small and Medium Business in UK, Ireland, Netherlands and Africa and then for five years as vice president of Public Sector in UK, Ireland and South Africa.
In 2009 Julian left IBM and worked as a consultant with companies large and small in the technology industry. Latterly his work focused on helping SMEs establish successful operations in the UK primarily in the areas of local government and health.
Outside work Julian is a school governor at two schools in Putney and is chair of the External Advisory Panel of the Masters in Information Leadership course at City University London.
Julian leads techUK's 60 strong team which provides a range of services and support to more 900 member companies, including multi-nationals and more than 500 SMEs, to ensure that the high-tech industry is at the heart of modern society and the economy.
Julian is also a board member of Digital Europe the association for digital technology companies in Europe and represents techUK at WITSA the World IT and Services Association.
Mr. Vella is a digital services expert and independent advisor/consultant to players large (such as Visa, Vodafone and the GSMA) and small (a number of startups) in the space. Prior to offering his services-at-large, Mr. Vella was at RBS where he led the bank's mobile efforts globally.
Before RBS he spent five years with PayPal starting out as the Director of Business Development in the US Merchant Services team and finally as the Head of Mobile Payments leading the mobile payments initiative in Europe. Prior to PayPal, Mr. Vella worked as the VP of Sales & Marketing at 4charity, Inc. (a software startup focusing on corporate philanthropy for the Fortune 500), and as a Partner at Quantum Technology Ventures (a corporate VC firm focusing on the storage industry). As an entrepreneur, Mr. Vella co-founded NetAbacus Corporation, a web-based purchasing service for small businesses, serving as the VP of Marketing/Strategic Relations.
Before graduate school, he began his career in Client Service at the Leo Burnett Company in Chicago. He received a BA in Mathematics (with High Honors and elected to Phi Beta Kappa) from Holy Cross College, a JD from Stanford Law School, and an MBA (with certificates in Global and Public Management) from the Stanford Graduate School of Business.
Responsible for setting industry policy and strategy and representing UK payments in Europe and globally. Working with a wide range of stakeholders to share payments knowledge and expertise, James also leads the International Organisation for Standardisation (ISO) on ISO 20022. He also works closely with SWIFT and other industry standards bodies across the world.
James has worked across a number of functions within Payments UK, including senior roles in industry standards, government engagement and regulation.
Previously he worked within the retail sector, developing solutions for cross border trade and supply chain efficiency.
David G.W Birch is Director of Innovation at Consult Hyperion, the secure electronic transactions consultancy.
He is an internationally-recognised thought leader in digital identity and digital money; named one of the global top 15 favourite sources of business information (Wired magazine) and one of the top ten most influential voices in banking (Financial Brand); listed in the top 10 Twitter accounts followed by innovators, along with Bill Gates and Richard Branson (PR Daily); named one of the "Fintech Titans" (NextBank), voted one of the European "Power 50" people in digital financial services (FinTech Awards) and ranked Europe's most influential commentator on emerging payments (Total Payments magazine).
Marion King is Director of Payments for RBS and has end to end accountability for payments across the bank. Bringing all aspects of payments together, she leads the overarching payments strategy, industry engagement and delivery of all payments services.
Marion has extensive experience across the financial services industry. She joined RBS in January 2015 from MasterCard where she was the President of the UK & Ireland markets. In this role, she was responsible for growing the business and creating a world beyond cash through an innovative approach to everyday payments, including emerging technologies such as contactless and mobile.
Prior to joining MasterCard, Marion was the CEO of VocaLink, She held this role from 2002 and her leadership transformed VocaLink from a domestic back-office payments supplier, to a commercial international transactions specialist offering multiple services.
Previously, Ms. King held global leadership roles in Reuters, spanning a 14 year period in Europe and Asia. Her roles included Managing Director East Asia and Managing Director for Global FX Transaction Services.
Marion is a non-executive director of the Low Carbon Contracts Company, a government owned organization playing a key role in delivering Electricity Market Reform.
Geoffroy Goffinet is a senior Retail Banking Expert at the European Banking Authority, a position he assumed in November 2014. He is particularly in charge of the upcoming initiatives for the regulation of retail payments such as the revised Payments Services Directive 2 (PSD2) and the Regulation on Interchange Fees (IFR).
Prior to this position, Geoffroy Goffinet was for four years Head of the non-cash means of payment oversight division at the Banque de France, a division is in charge of ensuring the security and good functioning of payment instruments. He was also Secretary of the Observatory for Payment Card Security, a forum whose role is to foster dialogue and information-sharing between all parties in France involved in the smooth operation and security of card payment schemes and Secretary of the French national SEPA Committee responsible for smooth migration to the new European payment instruments.
Geoffroy Goffinet is particularly involved in numerous national and international discussions on the efficiency and security of payment instruments.
GoCardless was founded by Hiroki Takeuchi and his two co-founders, Tom Blomfield and Matt Robinson. They started the company after meeting at Oxford University. It started out as an attempt to facilitate group payments by making it easier for organisations like sports clubs and scout groups to collect payments. After settling on Direct Debit as the best means to achieve this, they realised the product also had a much wider appeal. Since, the business has pivoted to become GoCardless which now serves 16,000 businesses processing more than £1 billion per year.
The vision is to build a new bank-to-bank payment network, making it easy for anyone to collect Direct Debit payments from anywhere in the world. Payments can already be taken in the UK, Eurozone and Sweden, with more countries coming very soon.
Izabella Kaminska joined the Financial Times in October 2008, and has written for the newspaper's award-winning blog FT Alphaville ever since then, whilst also contributing regularly to the newspaper's news and comment sections. Before that she worked as a producer at CNBC, a natural gas reporter at Platts and an associate editor of BP’s internal magazine. She has also worked as a reporter on English language business papers in Poland and Azerbaijan and was a Reuters graduate trainee in 2004.
At FT Alphaville, she has focused her writing on central banking, commodities, market structure, shadow banking and most recently technology and fintech.
Jeremy Wilson is Vice Chairman, Corporate Banking, responsible for engagement at Board or ExCo level with Barclays’ major corporate and institutional customers, for Barclays’ representation on industry initiatives, and as a representative of the financial services sector on global and regional industry bodies.
Prior to assuming this role Jeremy Wilson was responsible for the operational banking needs of Barclays financial institution business and, before that, of the large corporate clients at the Group's Head Office. He also worked in the group’s credit risk unit following 10 years overseas - in the United States, as personal assistant to the Chairman of Barclays’ principal subsidiary; in Vanuatu, as manager of Barclays finance centre interests there; and in Australia, as a corporate account executive. He began his career at Barclays as a graduate of Durham University on the group’s Management Development Program.
He is also Chairman, Barclays Bank Egypt; Chair, UK Payments Industry Government Co-ordination Committee; Chair of the Banking Industry Environment Initiative Working Group; and a Trustee of a number of charitable Trusts covering the banking industry and education in the UK and overseas. He is also Chair of the Whitechapel Think Tank, established as a vehicle for government, regulators and the private sector to consider issues arising in the emerging distributed ledger and related blockchain eco-systems.
Jeremy Wilson has been Chair of Bloomsbury Publishing PLC; a Director of TheCityUK and Chair of TheCityUK Audit Committee; Chair of CHAPS Clearing Company Limited ; Chair of BAFT; a Board Director of BAFT and Chair of BAFT Nominations Committee ; a Chair of the Barclays Group Credit Committee, a Director of Barclays Pension Funds Trustees Limited, a Director of the Bankers’ Benevolent Fund , Chair of the International Finance Conference (IFC) and Co-Chair of BAFT Europe Council.
He was born in South Africa, brought up in Kenya, and now lives in England. He is married with four children.
Stephen joined The Association of Corporate Treasurers Policy & Technical team after 44 years in banking and corporate treasury in Australia, the UK, and Germany.
Recent decades have been spent in the UK regulated and privatised utility industries on domestic UK treasury management and that of their world-wide investments. Scope of work has included: building corporate treasuries from scratch; corporate bank and bond finance; bank, bond, and supra-national agency funded project finance; flotation, divestment and acquisition financing; and operational treasury for SME’s and FTSE100 companies. Stephen is MCT qualified.
Adrian Buckle is Chief Economist at Payments UK – the trade association for the evolving and growing payments industry. He leads Payments UK’s market research and its annual Payment Markets Review. As such, he is responsible for ensuring that Payments UK maintains a detailed understanding of the current payments landscape, that recent changes are assessed and that the implications of new and emerging developments are factored into the payments forecasts that his team develops. An understanding of the needs of payments users underpins all of this work.
Adrian’s background is as a competition economist, and his previous roles include positions with the BBC, the Competition Commission, the Office of Fair Trading and in economic consultancy.
Tim Yudin is Director of Design and Delivery at Payments UK. He is responsible for leading the design and delivery of Payments UK’s portfolio of projects, which includes the implementation of major industry change programmes commissioned by its membership.
Prior to this Tim worked for the Payments Council where he was seconded from CGI (formerly Logica) as the Programme Director for the largest cross-industry programme in banking in recent years – the Current Account Switch Service – which successfully launched in September 2013.
Tim has extensive experience in managing large complex multi-stakeholder programmes both in the UK and internationally, primarily in the financial services industry. Amongst other achievements, he led the team that helped SAMA, the Saudi Central Bank, design SADAD which is the Saudi Electronic Bill Presentment and Payments service. He has worked in various strategy development roles in payments, banking, and insurance for much of his career.
Tim speaks a number of languages, has a first degree in Aircraft Engineering from St. Louis University (USA) and an MBA from Warwick University Business School. Tim is married to Nicky, a Headteacher, and has three sons.
Matthew Ford is the Founder and CEO of Pariti. He set up the business in 2014 whilst studying at Cambridge University Judge Business School. Matthew began his career in strategy consulting, advising corporate and private equity clients across the financial services, technology and media sectors. He later joined DMG Media’s Strategy & New Ventures team from which OnTrees, a personal finance app, was born.
Matthew led all customer acquisition activities and in just one year, helped grow OnTrees to become one of the most downloaded finance apps in the UK, resulting in its acquisition by MoneySuperMarket in 2014.
• Pariti, Founder & CEO
• OnTrees, Head of Acquisitions
• DMG Media, Strategy Manager
• Deloitte Consulting, Senior Consultant
• Capgemini Consulting, Consultant
• Cambridge University, Judge Business School
• Durham University
Angus is an experienced technology lawyer advising on a range of sourcing and contracting matters, with a particular focus on data assets and emerging technologies. He regularly advises clients within regulated industries, in particular the financial services industry, to deliver on strategic cross-border projects.
Angus has particular expertise in relation to payments and the related regulatory framework. In relation to this, he has worked with both suppliers and customers, and engaged with regulators, on a number of high-profile transactions.
Angus regularly writes and speaks at industry events on sourcing, data protection and payments.
David Steele is Policy Manager Financial Services for Age UK, a network of around 160 local charities in England addressing the needs of older people. The Age UK family includes Age Scotland, Age Cymru and Age NI.
David has an MA in Public Policy and Ageing from King’s College London, with a focus on public pension policy. With a career background in research and policy he worked from 2002 to 2014 for the UK Film Council and British Film Institute, where he was responsible for producing the annual Statistical Yearbook on film in the UK and a variety of research reports on the economic and cultural impact of film. In the 1990s, he was director of the parliamentary research unit of a party represented in the New Zealand Parliament.
For Age UK, David works on ‘age-friendly banking’ and issues involving the interaction of older people with financial services and the payments system. He wrote the report Age-friendly banking – what it is and how to do it, which was published by Age UK on 30 April 2016.
Doug Kreviazuk is the Vice-President of Modernization Clearing & Settlement. He joined the Payments Canada in 1997 following an extensive career with the Ontario and Federal governments. He is responsible for the study, planning and development of a modernized core national clearing and settlement system for Canada.
For the previous 17 years, Doug was VP Policy, Research and Public Affairs for the CPA. In his current capacity, Doug works closely with government, the Bank of Canada, member institutions and other payment system users to better understand and assess the needs and impacts of technology on payment systems. He is the past Chair and Board Director of the NACHA Global Payments Forum, as well as a member of the International Clearing Payments Association of Chief Executive Officers (ICPACE).
As Head of Pre-Sales UK & Europe, James helps organisations reduce their fraud risk and secure critical payments. James has worked with Financial Institutions and Corporates of all sizes for more than 15 years, improving their Payment and Financial Process Solutions in an every changing landscape.
Mark is founder of Zephyre, a policy and strategy advisory firm focusing on financial services, technology and telecoms. Zephyre works in partnership with other leading advisory firms, including Economic Insight, Emissary, Frontier Economics, Gerson Lehrman Group and Guidepoint Global Advisors, giving flexible access to a wide range of skills and resources.
Mark’s career to date has spanned industry, the public sector and consulting. Mark was the first Executive Director for Regulatory Policy & Strategy at the Payment Systems Regulator. Mark was Head of Economic Regulation at Three, the mobile operator, part of CK Hutchison, which is the largest foreign investor in the UK. Mark helped to create Frontier Economics, Europe’s leading economic consultancy and established Frontier’s financial services practice.
Mark is a business mentor for StartupBootcamp Fintech. Mark is also a long-standing Specialist Adviser to the House of Commons Treasury Committee, which is appointed by Parliament to examine policies of HM Treasury and associated public bodies.
Zephyre is a member of techUK. Mark is member of techUK’s Financial Services & Payments Group, Communications Policy Council, and Strategy & Technology Group.
Jerry Norton is VP, Head of Strategy, for CGI’s UK Financial Services sector business having run Logica’s banking business in the UK prior to CGI’s acquisition. He sits on CGI’s Financial Services Industry Growth Council which has oversight of CGI’s financial sector global business which represents c20% of the company’s $10bn revenue. Jerry is a recognised expert in financial services across all sub-sectors, with over 30 years of experience in the UK and international financial services marketplace. Recently he has been driving change programmes as a consequence of the effects of new regulation and the application of new technologies like blockchain.
He is a regular presenter at international conferences on the major financial services themes of the day, a contributor to a number of think tanks, and is often quoted in the national and IT press.
Paco Garcia, Yoti CTO has a background in the space industry; he worked at the European Space Agency and Airbus in the classified secure testing of the constellation of satellites for the Galileo navigation system and was technical lead for the assembly, integration and test of the fifth satellite payload. He’s been involved in the cryptography and security aspects of military telecommunications satellites.
He holds a degree in Electrical Engineering and a Masters in Computer Science & Telecommunications from Malaga University & Virginia Tech.
Peter Randall was the first Executive Director of FIX Protocol, which is now the ubiquitous standard for buyside, sellside, & exchangeside electronic communication. He was one of the founders and Chief Executive of ChiX Europe which on November 2nd 2007 the date that MiFID came into force, traded over €1 billion, currently BATS ChiX is the largest stock exchange in Europe with a market share of over 26%. He has successfully driven change in financial markets at the boundaries between technology, regulation and adoption. He is the COO of SETL, which seeks to offer distributed ledger technology to banks, asset managers, market infrastructure providers and regulators.
He was educated at the London School of Economics and the University of Oxford.
Julian Sawyer - Chief Operating Officer, started his career with Andersen Consulting and Ernst & Young, specialising in cards and payments, before founding Bluerock, which he sold in 2011. Most recently he founded global consultancy Piran. His remit at Starling covers both Product Development and Banking Operations.
Otto has over 20 years experience in retail and investment banking focusing on payments. He has managed large scale programmes of change and has held leading roles in strategy and operations. Otto has been responsible for architecture and implementation of payments systems including domestic, international and cards, and has worked in issuing, acquiring and central agency organisations, as well as banks and other retail lenders. Otto is a member of the Payments Systems Regulator's Payments Strategy Forum, and is chair of its Horizon Scanning Working Group.
Currently Otto is Strategic Payments Director at Virgin Money, where he has responsibility for the payments operations of Virgin Money as well as setting the strategy. He is also a Director of BACS.
Martin Glasspool is a Team Leader responsible for the Government Chief Scientific Adviser’s theme of trade and finance. This involves looking at how science can contribute most effectively to UK growth, in particular in the finance and trade sectors. Recent highlights have included the publication of reports on FinTech and distributed ledger technology.
Martin has been a Civil Servant for 21 years. As well as GO-Science he has also held posts in the Department of Health and the Medicines and Healthcare products Regulatory Agency (MHRA). He has an MSc in biotechnology and prior to joining the Civil Service he worked as a forensic scientist in the private sector and as a biomedical scientist in the NHS.
Esme has a strong background in public affairs and policy. Prior to her current role as Head of External Engagement at Barclays, she managed public policy and Government Relations. She has also managed public affairs and policy for R3, the insolvency trade association, and worked for the political research company ComRes.
Esme has recently played an active role in the Open Banking Working group, chairs the Current Account Switch Service communications group, and is a member of the Horizon Scanning Working Group in support of the Payments Strategy Forum. She began her career as a Parliamentary Researcher.
Jonathan Vaux was appointed Executive Director, Innovations Partnering by Visa Europe in 2014 to ensure Visa remains the preferred payment method as digital technologies evolve to change the way consumers buy and pay for goods and services.
Jonathan is focused on extending the Visa acceptance promise into new digital environments – whether it’s online or in-store, through a mobile or a tablet, in-app or through a digital wallet – and developing flexible ways for our partners to integrate Visa services into their commerce and banking platforms.
Ultimately, Jonathan brings the ‘voice of the customer’ into Visa’s digital strategy, making sure all of our stakeholders’ needs are met in a highly competitive and evolving ecosystem.
Jonathan has held a number of roles since 1998 including Commercial Director of V.me, Head of Processing, Head of Alternative Payments, Head of Commercial Solutions and Vice President, Commercial Solutions for Visa International.
Jonathan holds an honours degree in Law from University College London, and a Diploma in Marketing from the Chartered Institute of Marketing.
Sean Cornwell joined Travelex as Chief Digital Officer in February 2014. As Chief Digital Officer, Sean is responsible for leading the complete Digital Transformation of Travelex into a fully tech-enabled, data-driven and customer-centric business, oversees a team of 150 and looks after the e-commerce, cards and money transfer businesses.
Prior to joining Travelex, Sean was COO at Shutl, the same-day delivery business which was acquired by eBay in November 2013. Sean was previously Managing Director for online dating company e-Harmony’s international markets (UK, Japan, Australia, Brazil), eHarmony’s mobile business and oversaw the company’s investment in European online dating site eDarling. Before e-Harmony, Sean spent three years with Google as Group Product Marketing Manager EMEA where he led product marketing for monetisation products across Europe.
Sean is currently a Venture Partner at MMC Ventures and acts as a non-exec and advisor to various start-ups. He graduated from Cambridge University with a BA in Political Sciences and has an MBA from INSEAD.
Chris Dunne is responsible for thought leadership and developing new markets for the company. He is also responsible for managing the executive relationships with the payments industry, Bank of England and Government. Chris is also a member of the Payment Systems Regulator Panel.
He joined the company in 2004 and has played a key role in the successful implementation of the Bacs technology renewal programme, the delivery of Faster Payments and the new Current Account Switching Service. He has held several senior roles as Customer Services Director, Strategy Director and Payment Services Director before taking on his current role.
Chris was previously Head of Strategy for the Treasury Services division at Reuters. Prior to that he held a number of roles in the foreign exchange industry and at KPMG.
Chris has a First in Computer Science from Royal Holloway, and he maintains a keen interest in technology and cyber security.
Chris Pond, Head of UK Public Affairs with Kreab Gavin Anderson, was formerly a Member of Parliament, serving in the Treasury Ministerial team and as Work and Pensions Minister. After leaving Westminster, Chris chaired a Cabinet Office Public Body, held a non-executive role with HMRC and was Director at the Financial Services Authority.
He is currently Chair of the Money Charity and the Equity Release Council Standards Board. He has been Honorary Visiting Professor at two universities and is author and contributor to several books on taxation, social policy and inequality.
Steve has 22 years payments experience at Lloyds Banking Group including a leading role as the Payments CIO. An expert in helping banks all over the world improve their operational intelligence and reducing operational risk. Currently leading Axway UK’s consulting strategy for Digital Banking and developing thinking around how analytics can provide control and monetisation in an Open Banking World.
Rodger brings over twenty years of financial services experience to the role of being a mentor with a vast network of contacts across the industry as well as a unique skill set. He first trained as a chartered accountant with KPMG, then began developing his career in Corporate Finance (Standard Chartered and PwC) and later, moved into Business and IT Consultancy (Capco and TCS). His deep understanding of Business and Technology issues in the FS industry and how participants are looking to address them has lead him to his current position as a Consulting Partner with Tata Consulting Services. Rodger’s focus on providing advisory surrounding Innovation and Digital to a number of key FS client across the UK and Europe has resulted in an acute knowledge of the key problems that the major FS institutions are facing and are seeking to address with innovative solutions.
Rodger regularly runs Innovation days for clients looking to understand the latest developments in FS. Topics that he has recently advised clients on include: Big Data and Analytics, Mobility, Communication and the importance of Social Media, the exposure of services via APIs to third parties and the collaborative workplace. As part of his role, he also represents TCS at Techuk- a pan industry body influencing government policy. Not only has he worked with larger FS businesses during his career (RBS, Barclays, LBG, ABN AMRO, RBC, HSBC, Merrill Lynch, ING, RSA and VISA etc), he has also been through the development process of startups- taking their business from an initial concept to launch (e.g. Ivobank – purchased by Virgin Money) and working with Private Equity firms(e.g. Sun Capital) looking to enter FS or transform an incumbent.
Terrie is a payments expert with a proven track record of product development and management. With extensive experience of mobile and contactless payments and NFC and named on several patents.
She started her career in payments with American Express managing smart card development processes and EMV implementations. Terrie went onto her Mobile Payments career with MasterCard where she was a senior manager of a large global team and was instrumental in the delivery of the MasterCard solution that supports Apple Pay.
After MasterCard Terrie decided to apply her knowledge and experience into the new Wearables and IoT market revolutionising the approach to delivering payment accounts and enabling any device to support contactless payments without disruption to the device manufacturing and distribution processes.
Laurence is the COO of Revolut. He has worked for over 20 years in the online sector with over l0 years experience leading businesses in Fintech.
Prior to Revolut, Laurence was CEO and Founder of Cobalt where he worked with multi-national clients delivering high profitability with a turnover of over £100m per annum. Successes included launching one of the first prepaid cards into the UK with Moneysupermarket.
Prior to running an online payment business, Laurence has held senior roles including Director of Business Development and Sales for Yahoo! UK and IE.
David Andrzejek – VP Vertical Solutions, started his software career with Netscape, eventually leading a $60MM line of business there. He has spent the last eight years helping companies adopt API strategies.
His current role at Apigee includes new product introduction, marketing, and business development for Apigee’s vertical solutions and data-driven security technology.
Veronique joined Revolut in October 2015 as employee #4. Her focus is on commercially related tasks including partnerships, marketing and overall business development. She joins from Morgan Stanley where she worked in Global Capital Markets.
Prior to that she graduated from with a dual Master’s degree from the CEMs Master’s in International Management program and the London School of Economics.
Additionally, she completed her bachelor’s degree at the LSE where she studied International Relations. Veronique is originally from Brazil, France and the US.
Simon is the Director of Blockchain and Payments as well as a Co Founder at 11:FS.
Blockchain, Distributed Ledgers and Smart Contracts are hotter than the sun right now and Simon knows more about these topics than nearly anyone on the planet.
Simon has helped startups flourish, through Barclays Tech Stars accelerator, as well as establishing Barclays as one of the leaders in Blockchain thinking and doing.
He can now bring all this knowledge and know how to you.
Richard has been building and assisting start-ups in the digital and mobile space for over 15 years. He is currently part of the Founding Team here in the UK. WoraPay have already proven their model and service in the Baltics and are now expanding to the UK. He is passionate about the evolution of the mobile device to be all things to all people and a payment device is the next massive change.
WoraPay connect merchants with consumers money on a mobile device enabling them to order and pay ahead. He is currently managing major trials of the WoraPay service here in the UK.
George is a product specialist at GoCardless. Prior to joining GoCardless in 2014, George studied Economics at the University of Bristol and worked at some leading UK technology companies including OpenMarket and Bookatable.
GoCardless provides a simple and cost-effective way to accept recurring payments. Founded in 2011 it is the UK's leading Direct Debit provider and currently processes more than £1 billion per year for over 16,000 businesses.
The vision is to create a global Direct Debit network, making it easy for anyone to collect Direct Debit payments from anywhere in the world. This will allow businesses to collect money quickly and efficiently in countries around the world. Payments can currently be taken across the Eurozone and Sweden, with more countries coming soon.
Over the past decade Andrew has worked delivering innovative solutions in the financial services and telecoms sectors. He is part of the Tandem team that is building the digital bank of the future that is truly set to be a champion for customers. Andrew has an Engineering degree from Oxford University and an MBA from INSEAD.
Sian Williams heads up the Financial Health Exchange at Toynbee Hall in London’s East End, where she leads systems-thinking programmes aimed at making products and services more inclusive, and skilling up consumers to use them effectively. Successes include the launch of a digital needs and impact measurement tool, MAPT, the development of a highly effective community peer money mentoring programme, and research which helps the industry to address significant access gaps, including for the then Payments Council on the cash and electronic needs of consumers and for Link on the impact of lack of access to a free-to-use ATM.
Sian sits on a range of industry advisory groups, is a Financial Inclusion Commissioner, a member of the Payment Systems Regulator’s Panel, chairs the Payments Strategy Forum End User Needs Working Group and a trustee for the Money Advice Trust. Prior to joining Toynbee Hall, Sian had a 15 year career with the Foreign and Commonwealth Office, including covering the Asian Financial Crisis in Hong Kong and the shift from a planned to market economy in China.
Sue chairs the Financial Services Consumer Panel. She is a Trustee of StepChange, and of Young Enterprise. Sue is also a member of the Chartered Insurance Institute Professional Standards Board, the Chartered Banker Professional Standards Board and a Trustee of the People’s Pension.
Her overseas work includes membership of the European Commission’s Financial Services User Group; and consultancy advice on financial education, financial inclusion and consumer protection regulation.
Sue spent most of her career as a senior civil servant, advising Government Ministers on a range of policy issues including financial services, early years, children and young people, and gender equality.
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